Personal loans · India
A decision in minutes, not days.
Tell us a little about yourself, upload one document, and — with your permission — we will check the details we need. You decide exactly what we may use, and you can change your mind at any time.
- 3 min
- to apply
- 100%
- paperless
- 3
- permissions, each optional
You stay in control
We ask permission purpose by purpose, and nothing is ticked for you.
Consent you can prove
Your decision is signed and recorded on ConsentHub, and you get a receipt you can keep and verify.
A record you can rely on
Every decision is dated and tied to the exact notice you read.
What we ask you
3 permissions, each its own decision
- needed for the service
Loan underwriting
Assessing your application, verifying your income and deciding whether to offer you a loan.
- needed for the service
Identity verification (KYC)
Confirming who you are, as required before we can open an account or lend to you.
- optional
Offers and product updates
Telling you about other products and offers.
How it works
How the permission step works
- 1
Apply on MerchantPay
Fill in the form on this site.
- 2
Verify on ConsentHub
We send you to ConsentHub — a different company's site — to confirm it is you and read the notice.
- 3
Allow or refuse, purpose by purpose
ConsentHub signs the record and gives you a receipt.
- 4
Come back and continue
MerchantPay carries on using only what you allowed.
Why a different site? Because consent given on a page the organisation controls proves less. On ConsentHub's own domain, the record shows that you acted.